Accept Card Payments - Debit and Credit Card Processing | SumUp (2024)

Pricing that’s flexible & fair

Choose to pay-as-you-go or subscribe and save. Either way, your fees won’t change and you’ll never be hit with any nasty surprises like admin fees.

See transaction fees ↓ See POS pricing ↓

Simple fees for taking payments

Pay-as-you-go

Only pay a small transaction fee when you take a payment with SumUp products. No monthly charges or contractual obligations are included.

IN-PERSON PAYMENTS (CARD READERS, TAP TO PAY)

1.69%

Transaction fee (1.49% with the Business Account)

DIGITAL PAYMENTS (INVOICES, PAYMENT LINKS, GIFT CARDS AND ONLINE STORE)

2.5%

Transaction fee

£0

Monthly cost

Shop hardware

Discover Tap to Pay on iPhone

SumUp One

Subscribe and enjoy discounted fees and hardware. Businesses that make £30,000 or more yearly, save an average of 40% on fees. Plus, you can cancel anytime.

IN-PERSON PAYMENTS (CARD READERS, TAP TO PAY)

0.99%

Transaction fee**

DIGITAL PAYMENTS (INVOICES, PAYMENT LINKS, GIFT CARDS AND ONLINE STORE)

0.99%

Transaction fee**

£19

Monthly cost (VAT-exempt)

Start your 7-day free trial

Learn more

Simple fees for taking payments

Pay-as-you-go

Only pay a small transaction fee when you take a payment with SumUp products. No monthly charges or contractual obligations.

IN-PERSON PAYMENTS (CARD READERS, TAP TO PAY)

1.69%

Transaction fee (1.49% with the Business Account Bundle)

DIGITAL PAYMENTS (INVOICES, PAYMENT LINKS, GIFT CARDS AND ONLINE STORE)

2.5%

Transaction fee

£0

Monthly cost

Shop hardware

Discover Tap to Pay on iPhone

SumUp One

Subscribe and enjoy discounted fees and hardware. Businesses that make £30,000 or more yearly, save an average of 40% on fees. Plus, you can cancel anytime.

IN-PERSON PAYMENTS (CARD READERS, TAP TO PAY)

0.99%

Transaction fee**

DIGITAL PAYMENTS (INVOICES, PAYMENT LINKS, GIFT CARDS AND ONLINE STORE)

0.99%

Transaction fee**

£19

Monthly cost (excl.VAT)

Start your 7-day free trial

Learn more

Do you take more than £60,000 in payments a year?

Talk to our Sales team to receive a special deal with reduced custom fees and tailored setups suited to you.

Contact Sales

Do you take more than £60,000 in payments a year?

Talk to our Sales team to receive a special deal with reduced custom fees and tailored setups suited to you.

Contact Sales

Accept Card Payments - Debit and Credit Card Processing | SumUp (1)

Pricing for products that grow with your needs

Looking for a more extensive setup? Simplify your orders, take payments, generate reports and more with end-to-end point of sale solutions.

£0

Monthly cost

£349

One-off hardware cost (excl. VAT)

£49

Monthly cost

£499

One-off hardware cost (excl. VAT)

Contact Sales Compare POS solutions

Run your business from one app

Use your app to access tools including Tap to Pay on iPhone, the SumUp Business Account, your online store builder and more.

Download the free SumUp app from the Apple or Google app stores for instant access to our digital products and sales performance reporting.

Explore our free tools and get started today…

Run your business from one app

Use your app to access tools including Tap to Pay on iPhone, the SumUp Business Account, your online store builder and more.

Download the free SumUp app from theAppleorGoogle app stores for instant access to our digital products and sales performance reporting.

Accept contactless payments with only your phone

Discover Tap to Pay on iPhone

Discover Tap to Pay on Android

…or shop our hardware now and sign up in minutes

Air

£39*

Get it for £39*

Learn more

Solo

£79*

Get it for £79*

Learn more

POS Lite

£349*

Get it for £349*

Learn more

What we promise

You’ll always have access to the benefits that make SumUp stand out from the crowd.

Next-day payouts

You'll receive your earnings into your account the next day. Plus, if you choose one of our subscription plans you'll get your money by 7am the next day, even on holidays and weekends.

Dedicated support

We’re always on hand to help with anything you need. Our customer support team is available via phone and email and can help answer any queries about our products or services.

Fee guarantee

Running a business can be full of surprises, but what you pay shouldn't be one of them. When you sign up to SumUp, your fees will stay at a fixed cost for as long as you stay with us.

FAQs

We believe in transparency so you can be sure that we won’t charge you any hidden costs or surprise payments.

If you sign up to our pay-as-you-go plan, you’ll pay the one-time purchasing price for the device you choose (where applicable), and then you’ll simply pay a fixed transaction fee each time you take a payment. For our card readers, the transaction fee is 1.69%. For our digital payment products (Online Store, payment links, gift cards), you’ll pay 2.5% per transaction. QR codes are free to use, with no transaction fee.

If you sign up to our flexible subscription, SumUp One, you can enjoy cheaper transaction fees on each payment you take. For the monthly cost of £19, we’ll only charge you 0.99%** on each transaction you take, regardless of whether you’re using a card reader or a digital payment product.

With a customised, fixed subscription, your fees will vary based on the package of products you’d like to use.

With SumUp, you choose how you want to pay. If you choose to use our products on a pay-as-you-go basis, you won’t be subjected to any monthly costs or charges. You’ll only pay a small percentage fee on a transaction-to-transaction basis. In other words, you only pay when you get paid via a SumUp product.

If you want to combine and save on transaction fees with one of our subscription options, like SumUp One, you’ll be charged a monthly fee. However, you’ll then receive a discount on the amount you’re charged as a transaction fee on each payment you take with our products.

Yes, of course. We know that you need to be flexible when it comes to offering your customers a variety of ways to pay for your products and services. Follow this simple step-by-step guide to enable and accept cash payments via the SumUp App. You won’t be charged any transaction cost for cash payments.

No, you’ll only pay our fixed transaction fee on successful transactions, declined payments aren’t charged.

Yes, our Sales team is on hand to discuss bespoke product setups and custom fees for business that take more than £60,000 a year. Custom setups can include table management, integrations including delivery and accounting services and hardware add-ons. Follow the links for custom pricing on this page, fill out a short form, and our Sales team will then get in touch to discuss the best package for you.

You’ll get access to:

  • Lower fees (only 0.99%*) for card reader and online transactions

  • Your money faster with 7am payouts the next day (even on weekends and public holidays)

  • Unlimited invoicing with SumUp Invoices Pro

  • The Solo card reader for half price

Accept Card Payments - Debit and Credit Card Processing | SumUp (2024)
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